Rate Information

Special Deals


 

Personal Checking.
Personal Choice.

Extreme Checking

  • Earn 1.00% APY* on all balances up to $10,000
  • No monthly service charges
  • No minimum balance required
  • Unlimited check writing
  • Free ATM/Debit Card
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Free first order of basic wallet-style checks
  • Unlimited Free ATM transactions worldwide

        (Fees waived each cycle for foreign ATM withdrawals, 
         up to $25, when account qualifying criteria are met)

Value Checking

  • $500 minimum daily balance, $1,000 average collected balance or enrolling and receiving e-Statements to avoid $5 monthly service charge
  • Unlimited check writing
  • Unlimited free FSTB ATM transactions
  • Free ATM/Debit Card
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Free first order of basic wallet-style checks
  • Minimum opening deposit of $100

Golden Checking (Account available for individuals 62 and older)

  • Tiered interest rates
  • $100 minimum daily balance to avoid $5 monthly service charge
  • Unlimited check writing
  • Unlimited free FSTB ATM transactions
  • Free ATM/ Debit Card
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Free basic wallet-style checks
  • Free 5x5 Safe Deposit box for 12 months
  • Free cashier's checks and individual Traveler's checks
  • Minimum opening deposit is $100

VIP Interest Checking*

  • Earns interest
  • No monthly service charges
  • No minimum balance required
  • Unlimited check writing
  • Unlimited free FSTB ATM transactions
  • Free ATM/Debit Card
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Free basic wallet-style checks
  • Free 5x5 Safe Deposit box for 12 months
  • Free cashier's checks and individual Traveler's checks
  • Minimum opening deposit is $100

*Qualification:  must have direct deposit or automatic payment of any First Security Trust Bank loan

Premium Interest Checking

  • Tiered interest rates
  • $7,500 minimum daily balance to avoid $12 monthly service charge 
  • Unlimited check writing
  • Unlimited free FSTB ATM transactions
  • Free ATM/Debit Card
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Free basic wallet-style checks
  • Free 5x5 Safe Deposit box for 12 months
  • Free cashier's checks and individual Traveler's checks
  • 25% discount on Installment Loan rates
  • Minimum Opening deposit is $100
H.S.A Accounts
  • Tiered interest rates
  • $750 minimum daily balance to avoid $2 monthly service charge (Fee is waived for the first 6 months)
  • Allows 15 debits per month ($1 for each additional debit per month)
  • Free debit card
  • Free first order of basic wallet-style checks
  • Free Internet Banking and Bill Pay
  • Free monthly e-Statements
  • Minimum opening deposit is $100

*Customer is required to carry a High Deductible Health Plan. Consult H.S.A. plan agreement for additional rules and health restrictions.  Consult your tax advisor for possible tax benefits and consequences associated with Health Savings Accounts.  Insured is responsible for maintaining all receipts associated with qualified withdrawals from the plan.

See our fee schedule or CSR for a complete listing of applicable fees.

 

Important Information About Procedures for Openeing a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.
 

 

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