$500 minimum daily balance, $1,000 average collected balance or enrolling and recieving e-Statements to avoid $5 monthly service charge
Unlimited check writing
Unlimited free FSTB ATM transactions
Free ATM/Debit Card
Free Internet Banking and Bill Pay
Free monthly e-Statements
Free first order of basic wallet-style checks
Minimum opening deposit of $100
Golden Checking (Account available for individuals 62 and older)
Tiered interest rates
$100 minimum daily balance to avoid $5 monthly service charge
Unlimited check writing
Unlimited free FSTB ATM transactions
Free ATM/ Debit Card
Free Internet Banking and Bill Pay
Free monthly e-Statements
Free basic wallet-style checks
Free 5x5 Safe Deposit box for 12 months
Free cashier's checks and individual Traveler's checks
Minimum opening deposit is $100
VIP Interest Checking*
Earns interest
No monthly service charges
No minimum balance required
Unlimited check writing
Unlimited free FSTB ATM transactions
Free ATM/Debit Card
Free Internet Banking and Bill Pay
Free monthly e-Statements
Free basic wallet-style checks
Free 5x5 Safe Deposit box for 12 months
Free cashier's checks and individual Traveler's checks
Minimum opening deposit is $100
*Qualification: must have direct deposit or automatic payment of any First Security Trust Bank loan
Premium Interest Checking
Tiered interest rates
$7,500 minimum daily balance to avoid $12 monthly service charge
Unlimited check writing
Unlimited free FSTB ATM transactions
Free ATM/Debit Card
Free Internet Banking and Bill Pay
Free monthly e-Statements
Free basic wallet-style checks
Free 5x5 Safe Deposit box for 12 months
Free cashier's checks and individual Traveler's checks
25% discount on Installment Loan rates
Minimum Opening deposit is $100
H.S.A Accounts
Tiered interest rates
$750 minimum daily balance to avoid $2 monthly service charge (Fee is waived for the first 6 months)
Allows 15 debits per month ($1 for each additional debit per month)
Free debit card
Free first order of basic wallet-style checks
Free Internet Banking and Bill Pay
Free monthly e-Statements
Minimum opening deposit is $100
*Customer is required to carry a High Deductible Health Plan. Consult H.S.A. plan agreement for additional rules and health restrictions. Consult your tax advisor for possible tax benefits and consequences associated with Health Savings Accounts. Insured is responsible for maintaining all receipts associated with qualified withdrawals from the plan.
See our fee schedule or CSR for a complete listing of applicable fees.
Important Information About Procedures for Openeing a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
