Privacy Notice

Bank Statement on Private Information

First Security Trust Bank has always valued its customer's privacy. We have protected your confidential information in many ways over the years and will continue to do so using state-of-the-art measures. As an organization in the financial services industry, we recognize that privacy is critical. We never lose sight of the fact that our customers trust is our most treasured asset. You can count on us to protect your information with a high level of security and appropriate discretion.

Nonpublic Personal Information that the Bank Collects
We may collect nonpublic personal information about you from the following sources, some of which include:

Information we receive from you on applications or other forms.
Information we receive from processing your accounts with us and the transactions in those accounts, such as deposit accounts and loans, as well as information we receive from providing services to you.
Information we receive from a consumer reporting agency (commonly known as credit bureaus).
Information we receive in response to requests we make to confirm information that you have provided to us, particularly in the process of evaluating applications for loans.
Information we obtain via online forms you complete when you visit our website or messages you may e-mail to us.

Nonpublic Personal Information that the Bank Discloses
We do not disclose any nonpublic personal information about our customers or former customers with anyone, except as requested by our customers or permitted/required by law. We may share information about our transactions or experiences with you or your accounts, with companies related to us by common control or ownership ("affiliates"). Examples of information the Bank may disclose are as follows:

Information that we receive from you on an application to determine whether a loan is saleable in the secondary market.
Information that we receive from you on an application such as deposits or loans that you have with other financial institutions to verify the accuracy of the information that you have provided us.
Information that we receive from you on an application such as existing loan balances to be paid from our proceeds to persons who will be involved in the closing of the loan, such as attorneys and title companies.
Information used by service providers that perform services on our behalf (such as check printing companies).
Information such as name and address used by us and/or our affiliates to mail marketing materials describing our/their products and services (through a marketing firm).

Confidentiality and Security of Nonpublic Personal Information
It is the policy of the Bank that information it has about its customers is highly confidential and should be available to persons who have a need for the information to properly service a customer's account, act upon a customer's request or to fulfill that person's job responsibility. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. If at any time you have a concern about the security of your information, you may contact us through our website at www.fstb.com, call our institution at 859-746-9000 or write to us at First Security Trust Bank, 7135 Houston Road, Florence, KY 41042.